Sparks Nevada offers a wide selection of used cars on craigslist. Many of these cars can be found at the buy here pay here car lots that offer easy financing and no money down. When it comes to financing a car there are plenty of vehicles on craigslist that do not require credit checks. However, if you want to get the best rate and not pay any money down then you will need to have decent credit history.
One of the best ways to go when it comes to buying a used car is to pick up a certified preowned vehicle that is for sale. Many of these cars have gone through a rigorous 100 point inspection so that you can be assured that the car that you are getting is in fact functioning. These vehicle inspections include everything from checking out the braking system to all of the major vehicle components such as the engine, transmission, and drivetrain. Certified cars are usually checked thoroughly all the way from bumper to bumper. If a car has any type of problem it will be fixed before it is sold.
While many people shop craigslist for cars for sale by owner, there are plenty of great deals to be found on craigslist from car sellers such as automotive dealers. If you are looking for someone to finance your car then you will likely not find many people willing to do this on craigslist private party. However, there are a whole lot of car dealers that advertise here and will be more than willing to finance your next vehicle purchase with either no credit check, no money down, or a combination of both. Easy financing means that you can spend more time driving around in your new car instead of worrying about getting financed. All you have to do is show up, sometimes with a down payment, and drive away with your new used car. From here you will pay monthly installments until the vehicle is paid off.
One thing that you should keep an eye out for when shopping for used cars on craigslist is car dealers the charge in abnormally high rate when it comes to interest. Some of these dealers will charge you as much as 25% or 30% annual percentage rate for a car loan. If you have decent or moderate credit you should not pay more than 20% for a loan in ideal 15%. Remember to always shop around for the best rates possible before making a decision.
When you are ready to buy the first thing that you should do is check to ensure that your credit rating is decent. There are several services available online that can assist you with this including Equifax. While the government allows the one credit report per year for free, getting your actual credit score may cost you around $20. At a minimum, check your credit history and make sure that you do not have any miss payments were suspicious activity on your report. This will make the car buying process gives smoother than ever.