Craigslist cars Hartford Connecticut used cars – Hartford CT used automobiles are a great way to save money on car insurance

by Craig Miller on March 5, 2011

In today’s economy, people in Connecticut are discovering new ways to save money by using Craigslist cars Hartford Connecticut. One of the greatest advantages of buying a used car for cash is the savings that is associated with purchasing discounted auto insurance. With a used vehicle, you may be able to buy a liability only policy and avoid paying the extra costs associated with full coverage. These types of policies can save you hundreds of dollars each month. While a liability only policy may not be for everyone, they can be a good choice for reasonable drivers. The extra money that is saved each month on a liability only policy can be placed aside in an account for future use. The savings can add up to thousands of dollars over several years. With nearly 125,000 drivers on the road in Hartford, a lot of money can be saved when purchasing a used car and insuring with a liability only policy. When it comes to shopping around for car insurance, you will have to make several decisions concerning the type of policy to ensure your vehicle. One of these decisions is how much coverage you would like to carry on the vehicle. Each state has a minimum insurance requirement so be sure to check with the Connecticut DMV for these minimums.

When shopping around for car insurance, whether it is for a vehicle in Hartford Connecticut or Craigslist cars Topeka Kansas, there are three numbers that you should know: the amount of coverage per person, per incident, and property coverage. These numbers are usually displayed in order such as 30, 60, 30 and correspond to the per person, per incident, and property coverage respectively. The state of Connecticut requires that you have coverage for 20,000 per person, 40,000 per incident, and 10,000 for property. If you are looking for the bare-bones minimum car insurance then this is the policy to look for. With a clean driving record, such a policy can be obtained for between $30 and $40 per month. This is a significantly lower price than one would expect to pay for a policy that has collision. Keep in mind that if you are financing a vehicle, you’ll be required to pay for full coverage until your automobile is paid off. All lenders require this in order to protect their investment, just in case the vehicle is totaled before it is paid off. Always maintain adequate coverage to satisfy your lending agreement or you could face penalties and many lenders will place an expensive policy on your vehicle if they find out.

Saving money on car insurance is just one way that you can reduce the amount you pay each month to drive a vehicle. Buying a liability policy is a good way to save money but can leave you in a bind if you wreck your vehicle because you will end up paying the full cost of the vehicle replacement. Saving money starts by purchasing your vehicle from the right place and Craigslist cars Hartford Connecticut is a good place to start your search.

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